Core Services for Property Investors and Landlords
Property Tax & Landlord Services
Specialist property tax accountants protecting your real estate wealth.
Property Bookkeeping
Organising property rental income, mortgage interest, letting fees, and repairs across single properties or large portfolios.
Landlord Self Assessment
Preparation and submission of property tax returns, ensuring all allowable expenses and mortgage interest reliefs are claimed.
SPV Company Accounts
Preparation of annual accounts and Corporation Tax returns for property investment limited companies (Special Purpose Vehicles).
Capital Gains & 60-Day Returns
Calculating Capital Gains Tax (CGT) on property sales and submitting the mandatory HMRC 60-day CGT returns to avoid penalties.
SDLT & ATED Compliance
Advising on Stamp Duty Land Tax (SDLT) surcharges, reliefs, and Annual Tax on Enveloped Dwellings (ATED) compliance for high-value properties.
MTD for Landlords Setup
Deploying MTD-compliant software to track property income and handle quarterly submissions seamlessly ahead of HMRC deadlines.
How We Help Property Investors and Landlords
Proactive advice on buying property via limited companies (SPVs) vs personally
Accurate preparation and submission of HMRC 60-day Capital Gains Tax returns
Maximised claims for allowable repairs, maintenance, and capital allowances
Complete compliance with MTD for Income Tax quarterly reporting rules
Frequently Asked Questions
Should I buy investment property personally or through a limited company?
Buying through a limited company (SPV) allows you to deduct 100% of mortgage interest against rental profits, and pay Corporation Tax rates rather than personal income tax rates. However, moving properties into a company can trigger SDLT and CGT, and mortgage rates are often higher. We provide a comprehensive comparison to find your best route.
How do mortgage interest tax rules (Section 24) affect individual landlords?
Under Section 24, individual landlords cannot deduct mortgage interest or finance costs directly from their rental income. Instead, they receive a basic-rate tax credit equal to 20% of their finance costs. This can push landlords into higher tax brackets even if their actual profit hasn’t changed. We help you plan around these rules.
What is the HMRC 60-day rule for Capital Gains Tax on property sales?
When you sell a UK residential property that is not your main home (such as a buy-to-let), you must calculate, report, and pay any Capital Gains Tax due to HMRC within 60 days of the completion date. Failing to do so triggers immediate penalties and interest. We prepare and submit these returns promptly.
What is the difference between a capital improvement and a revenue repair?
Revenue repairs (like replacing a broken window or painting a room) can be deducted from your rental income to reduce your annual tax bill. Capital improvements (like building an extension or adding a conservatory) cannot be deducted from rental income, but can be offset against Capital Gains Tax when you sell the property. We help you categorise expenses correctly.
Does Making Tax Digital (MTD) apply to landlords?
Yes, MTD for Income Tax came into effect in April 2026 for landlords and self-employed individuals with gross property or business income above £50,000, and will extend to those earning above £30,000 from April 2027. This requires quarterly digital submissions. We get you set up on the right software to make this transition stress-free.
Talk To Us
We are here to make business feel clearer and easier, starting with a simple conversation. Whether you need a new accountant, specialist advice or wider support from the Nuvo team, we would love to hear from you.