Are You Ready for MTD?
If you are a sole trader or landlord, the way you report tax to HMRC is changing. Many people with qualifying income of £50,000 and above will need to keep digital records, use compatible software, and submit quarterly updates from 6 April 2026.
Not sure if you are affected? Book a discovery call with Nuvo and we will help you understand what changes, when you need to act, and how to get ready without the stress.
Clear advice for landlords and sole traders. No jargon. No panic. Just a practical plan.
Who Needs to Act Now?
If you are registered for Self Assessment and earn income from self-employment, property, or both, you may need to move to Making Tax Digital for Income Tax. HMRC is phasing this in based on qualifying income, so landlords and sole traders with qualifying income of £50,000 and above should already be preparing.
| If this sounds like you | What it means |
|---|---|
| You are a landlord and report property income through Self Assessment. | Making Tax Digital for Income Tax may apply to your property income. |
| You are a sole trader and report income through Self Assessment. | You may need to keep digital records and report through compatible software. |
| Your qualifying income is £50,000 and above. | You are likely to need to comply from 6 April 2026. |
| You still rely on spreadsheets or manual records. | You may need new software or bridging software to stay compliant. |
When Does MTD Start?
HMRC is introducing Making Tax Digital for Income Tax in phases. The earlier you prepare, the easier the transition will be.
| Threshold | When MTD starts |
|---|---|
| Qualifying income of £50,000 and above | 6 April 2026 |
| Qualifying income of £30,000 and above | 6 April 2027 |
| Qualifying income of £20,000 and above | 6 April 2028 |
What Will You Need to Do Differently?
Under Making Tax Digital for Income Tax, affected taxpayers must keep digital records and submit updates through compatible software. For many business owners and landlords, the real challenge is choosing the right process, using the right software, and staying on top of deadlines throughout the year.
Digital Records
You will need a digital way to keep your income and expense records accurate and up to date.
Quarterly Updates
Instead of leaving everything until year end, you will need to report through the year.
Compatible Software
You may need bookkeeping software or bridging software, depending on how you currently work.
Ongoing Compliance
The goal is not just to file once. It is to build a system that works all year round.
Practical Support, Not More Complexity
At Nuvo, we help landlords and sole traders prepare for Making Tax Digital with practical, hands-on support. We can help you understand whether you are affected, choose suitable software, set up a simple digital record-keeping process, and stay on top of quarterly submissions with confidence.
If you are unsure whether your current bookkeeping setup is enough, or you want expert help before the deadline gets closer, we can give you a clear plan and help you move forward with confidence.
Book Your Discovery Call
Choose a time that works for you using the calendar below.
Frequently Asked Questions
How do I know if I am affected?
If you are a landlord or sole trader and report income through Self Assessment, your qualifying income may bring you into scope. A discovery call is the quickest way to sense-check your position and understand your likely timeline.
Do I need to stop using spreadsheets?
Not always. In some cases you may be able to continue using spreadsheets with bridging software, although many people prefer a more complete bookkeeping setup.
Why should I act now if the deadline is still ahead?
Because getting your records, processes, and software right early is far easier than trying to fix everything when the deadline is close.
What will happen on the discovery call?
We will talk through your current setup, whether MTD is likely to apply to you, what needs to change, and the simplest route to getting ready.